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Home > Checking Accounts > Water and Power Free Checking

Free Checking

Power Checking

MyStart Teen Checking

Simplify your life with our Power Checking account. This non-interest bearing account is totally free and allows you to access and manage your accounts online through Online Banking, Bill Pay and Mobile Banking.

This account is designed to help teach teens how to manage their own money as they take on more financial responsibility. The account can be opened with as little as a $10 deposit.


All of our checking accounts offer FREE:

  • Online Banking and Bill Pay
  • Mobile Banking
  • Text Banking
  • Mobile deposit
  • Debit card
  • Text or email account alerts
  • ATM withdrawals at 30,000 CO-OP® ATMs
  • Booklet of 25 checks
  • Person-to-person payments via email or text
  • Transfer of checking account funds to your accounts at other financial institutions
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Having trouble logging In?

To access Digital Banking from both your mobile phone and desktop computer, your username must be at least 8 characters. Username is not your name but online ID and is not case sensitive. Password is case sensitive and must be at least 8 characters - at least 1 number, at least 1 lowercase letter and at least 1 uppercase letter. If your existing username is less than 8 characters, please replace it to meet the minimum requirement. For support please us call at 800-300-9728 (M-F). Watch our tutorial videos