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WPCCU Debit Card

ATM debit card Mastercard

A perfect way to pay for every little thing...

A debit card can provide you with access to your WPCCU checking account, 24/7. Debit cards are similar to credit cards but debit cards only allow you to spend money that you already have. The good news is having a debit card does not increase your debt burden like credit cards do. You can use debit cards very much like a plain old credit card. Many retailers will allow you to use a debit card at checkout just like a credit card. You just swipe it and you're done. However, sometimes you have to let the merchant know you're using a debit card instead of credit, and they will ask you enter your PIN number on the card reader to authorize the transaction. You also have the option to get cash back when you make a debit purchase. This is like accessing an ATM at the same time as your purchase - you simply consolidate your transactions! If you use the card as a credit card, you will sign your name on a sales slip instead of entering your PIN.


  • Funds are debited from your checking account

  • View transaction history on online banking or the mobile banking app

  • You're protected: The EMV chip technology in your WPCCU debit card securely stores information and processes data safely and efficiently - making your card extremely difficult to counterfeit or copy

  • Purchases are backed by Mastercard’s Zero Liability protection

  • Digital Wallet: Connect your WPCCU debit card with Samsung Pay®, Google Pay® and Apple Pay® to enjoy the convenience of making payments with your Samsung phones, Google phones, iPhone, iPad or Apple Watch and the safety and security of Apple Pay. Connect now >>


  • Accepted at thousands of locations nationwide

  • Easier than cash or checks

  • Shop online, at stores or over the phone

  • Access money for free at 30,000 CO-OP ATMS nationwide

  • Quickly get cash back at participating merchants using your PIN

For card activation/PIN change call  866-762-0558

To report debit cards loss or stolen: Call 888-241-2510. If you are outside U.S. and Canada, call 909-941-1398.

Click here for FAQs.

Don't have a WPCCU debit card? Stop by a branch or call us today at (800) 300-9728.


Samsung Pay, Google Pay, Apple Pay logo are trademarks of Samsung Inc., Google, Inc. and Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

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