This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Home > Loans & Credit Cards > WPCCU PowerPledge Loan

Power Pledge Loan

Earn dividends with a loan secured by your savings or certificate account


With this loan, you can borrow funds secured by your share account or certificate while the account continues to earn dividends.



Share Pledge Loan

Certificate Pledge Loan

Maximum loan amount:

Up to 100% of share balance

Up to 90% of certificate balance


120 months

Not to exceed certificate term



Contact our member representatives today and discuss your loan options.


Email disclaimer

Water and Power Community Credit Union will never request sensitive information such as Social Security numbers, Online Banking PINs, passwords, or account numbers by email or text message. Please beware of solicitors who ask for sensitive information. If you receive an email or text message or any other forms of solicitation requesting this type of information, please contact Water and Power Community Credit Union immediately: 800-300-9728

Representative Examples: A $10,000 Secured Loan financed at 4.10% for 60 months would result in 60 monthly payments of $184.62. A $5,000 Certificate Loan financed at 4.10% for 24 months would result in 24 monthly payments of $217.35.

Close Window

Having trouble logging In?

To access Digital Banking from both your mobile phone and desktop computer, your username must be at least 8 characters. Username is not your name but online ID and is not case sensitive. Password is case sensitive and must be at least 8 characters - at least 1 number, at least 1 lowercase letter and at least 1 uppercase letter. If your existing username is less than 8 characters, please replace it to meet the minimum requirement. For support please us call at 800-300-9728 (M-F). Watch our tutorial videos