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Home > Loans & Credit Cards > Solar Loans

Solar Loans Now Available!

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Solar Loan Financing

WPCCU is committed to helping cut carbon pollution by advancing solar deployment and energy efficiency. We partner with quality-driven solar installers and provide competitive low rate solar loans to accommodate your budget.

Everyone is doing it! Over 750,000 Californians are reaping all of the benefits of solar ownership including: lower cost of electricity, going green, and feeling good about making the world a better place for generations to come. By going green, you'll lower your cost of electricity. You become part of the solution - you're no longer a consumer, you're a producer. 

Many homeowners who are interested in going solar aren’t sure whether they can afford it and may not be aware that they can finance a new home solar system. Solar financing helps homeowners affordably pay for solar, while potentially paying less for electricity than under their current, traditional utility plan. As a result, not only will homeowners help the environment, but they save money, too.

WPCCU provides members with a way to go solar with a fixed rate loan as low as 3.99% APR* for up to 20 years. A solar loan allows you to borrow money to buy your solar system outright. Unlike a lease, once you pay off the loan you own the system and can benefit from its electricity generation for as long as your system lasts. 

Learn more about the Federal Solar Investment Tax Credit (ITC)?

The federal solar ITC allows qualified U.S. homeowners who purchase solar energy systems to claim a 30 percent credit on their federal income taxes in the year they buy their systems.2 Congress renewed the ITC in 2016, but it may not be around forever as federal policies change. Moreover, it is set to decrease over time, so if you’re thinking about solar, you should consider it now. 

Going solar:

  • Find a solar company for a complete solar system and installation
  • Ask us for a recommendation. We can provide you with a list of preferred solar companies that we work with
  • Consider designing, purchasing, and installing your own system. Note: you’ll need to follow local building codes. Also, some manufacturer warranties require installation by certified installers
  • Contact us to help finance your solar project
  • Enjoy your new system with savings from reduced energy bills and tax credits/rebates. Contact your tax professional for specific tax questions


Email disclaimer

Water and Power Community Credit Union will never request sensitive information such as Social Security numbers, Online Banking PINs, passwords, or account numbers by email or text message. Please beware of solicitors who ask for sensitive information. If you receive an email or text message or any other forms of solicitation requesting this type of information, please contact Water and Power Community Credit Union immediately: 800-300-9728

*APR = Annual Percentage Rate. 3.99% APR shown as of 07/01/19 and is for qualified members. Actual rates may vary based on member's credit score and ability to pay. Projected payments are for example only and are not inclusive of all fees and costs. Rep example: A $20,000 solar loan financed at 3.99% APR for 144 months would result in a minimum payment of $126.32. Property must be a single family home owned by applicant(s). Rates subject to change without notice. Borrower must provide copy of valid purchase order or invoice for solar loan financing. Minimum $5,000 financing. Available for properties in California only. WPCCU membership required.

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